At Financial Navigator, Inc. (FNI) we respect the privacy of those who visit our Web site or communicate with us via email or any other way. To demonstrate our commitment to fair information practices, we have adopted the following industry privacy guidelines to protect your personal information.

When using our site, you may get information, access online products and services, communicate with us, or link to other Web sites with which we do business. While doing that, you may give us information so that we can provide enhanced products or services to you. This online privacy policy describes how we use and protect the information that you share with us. This policy governs the Web site owned and operated by Financial Navigator, Inc.. Our policy does not govern Web sites of other parties to which we may provide links, because Financial Navigator, Inc. is not responsible for the Web privacy practices or content of those sites.

While Financial Navigator, Inc. makes every effort to ensure the accuracy of all information at this Web site, FNI makes no warranty as to the accuracy or completeness of any such information.

Financial Navigator, Inc. urges you to use discretion when sharing personal information in community areas on the site such as message boards, mailing lists and directories. If you disclose personal information in such areas, you understand and agree that such personal information may be used and disclosed by others without restriction.

You can discontinue receiving communications from FNI at any time by contacting us following the procedures in the message.

To maximize the value of our services, we may request information from you when you visit our Web site. Examples of the kind of information we may collect include your name, postal address, e-mail address, phone number, credit card number, purchasing history, and product commentary. Our site may also gather usage information automatically through the use of cookies or Web server logs. When you give us information about yourself while purchasing our products or registering for our services, you agree to let us place you on our customer list and send you communications, whether via e-mail or other media about special offers and new products and/or services.

We do not sell, rent, trade, or disclose in any way information regarding our customers to any outside third parties.

You understand and agree that "perfect" security does not exist anywhere, including the Internet. We employ industry recognized security safeguards to protect the personally identifiable information that you have provided to us from loss, misuse, and unauthorized alteration. Whenever you transmit sensitive information, such as a credit card number, to us through our Web site, we provide you access to our server that allows encryption of your data as it travels across the Internet. Other personal information you send to us at the site, however, including any email messages, will not be encrypted.

Sometimes we use a feature of your Web browser called a "cookie" to assign a unique identification to your computer. Cookies are small pieces of data that are stored by a user's Web browser on the hard drive of a user's computer. Cookies can "remember" what information a user accesses on one Web page to simplify subsequent interactions with that Web site by the same user, or can use that information to streamline the user's transactions on related Web sites. Cookies save you from having to re-enter information upon every visit to our web site. The information we collect with cookies is not sold, rented, or shared with any outside parties. The Cookies Financial Navigator, Inc. use permit FN to send focused advertising, announcements of new services, promotions, and other such responses to you or assist your use of the site. Financial Navigator, Inc. may also set Cookies when you register or when you acquire goods or services from the site, and may do so without notice to or permission from you or any third party. Third party Web sites which are accessible from the site via links or click-throughs may also use Cookies, and Financial Navigator, Inc. shall have no responsibility whatsoever for such Cookies

If we change any of our privacy policies or practices, we will post those changes to this page at least 30 days before they take effect.

Financial Navigator, Inc. welcomes your questions or comments about our online privacy policy, our information practices, or other aspects of privacy on our Web sites. You can contact us at privacy@finnav.com.