The Budget and Actual headings are controlled by a report option. Here is how to set this option:

1. In FN, select Reports. The Report Selection screen appears.
2. Select the Income & Cash Flow report group.
3. Select Options at the bottom of the Report Selection screen. The Income & Cash Flow options screen appears.
4. Select Budget under 'Print Column' heading.
5. Run 12 Month Cash-Flow Report. The option is remembered from now on unless it is changed on the Income & Cash Flow Options screen.

Let me know if this solves your problem. Thanks.